What Does MJR Financial Do?Plans To Grow, Access, Protect And Pass On Your Wealth.
Ten services, one plan. Each page below explains one piece in plain English, and Maartin fits the pieces together with you, your CPA and your attorney.
The Short Answer
MJR Financial & Insurance Services plans retirement income, annuities, 401(k) and IRA rollovers, Social Security timing, Medicare coverage, life insurance, long-term care and insurance planning for business owners. Maartin Rossouw is a licensed California insurance agent and works alongside your CPA and attorney.
Income And Retirement
Grow And Access What You’ve Saved.
Six services for the income side of your plan.
Retirement Income Planning
A written plan for the income you need each month in retirement, where it comes from and how long it lasts.
Read MoreAnnuities
How fixed and fixed indexed annuities work, including surrender periods and the insurer’s claims-paying ability behind every guarantee.
Read More401(k) And IRA Rollovers
Retiring or changing jobs: leave it, roll it to an IRA or turn part of it into income, compared side by side.
Read MoreSocial Security Timing
How claiming age fits your retirement income plan, using the Social Security Administration’s own rules.
Read MoreTax-Efficient Retirement Income
Which account you draw from, and when, planned alongside your CPA.
Read MoreBusiness Owner Planning
Key person coverage, buy-sell funding and retirement income for the business you run today.
Read MoreHealth And Protection
Protect And Pass On What Matters.
Four services for your health coverage, your care and the people who come after you.
Medicare Planning
Medicare Advantage, Medicare Supplement and Part D plans compared plainly, with enrollment directly through the carrier.
Read MoreHealth Insurance Before 65
Individual and family health plans for the years before Medicare, including Covered California.
Read MoreLife Insurance
Term, whole and universal life explained: how much coverage a family needs and which type fits.
Read MoreLong-Term Care Planning
Long-term care insurance and hybrid life policies, and how each protects your savings if you need care.
Read MoreHow Maartin Works
How The Pieces Fit Together.
Every service above feeds the same written plan.
Start With Your Situation
You may arrive with one question. Maartin looks at the whole picture first, then brings in the services that matter for you.
A Licensed California Insurance Agent
Maartin holds California insurance license #790783, and his plans use insurance and annuity products.
Alongside Your CPA And Attorney
Tax and legal questions stay with your CPA and attorney. Maartin writes your plan so they can review it. CPAs, attorneys and advisors can also bring Maartin in alongside them.
In Person, By Zoom Or By Phone
Meet at the office on Arlington Avenue in Riverside, or from home by Zoom or phone.
Questions
Common Questions
Which service do I need?
Start with your situation and let the services follow. The Who We Help page sorts it into four paths, and Maartin connects the services that fit during your first review.
Does Maartin manage investments?
Maartin is a licensed California insurance agent. He plans income and protection with insurance and annuity products only, and he works alongside the professionals who manage your other accounts.
Does MJR Financial give tax or legal advice?
MJR Financial & Insurance Services does not give tax, legal or Social Security advice. Maartin explains the published rules from agencies such as the IRS and Social Security Administration, and your CPA and attorney advise you on how they apply.
Where do meetings happen?
At the office on Arlington Avenue in Riverside, by Zoom or by phone. Choose whichever is easier when you book.
Medicare Disclaimer
We do not offer every plan available in your area. Currently we represent 6 organizations which offer 87 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Not affiliated with or endorsed by the U.S. government or the federal Medicare program.
Ready To Talk?
One Plan For
Every Piece.
Book a private review in Riverside, by Zoom or by phone.
Book A Private ReviewRead The Questions Families Ask FirstVisit The Office On Arlington Avenue